We love using them to earn points but applying for too many credit cards at once can work against you. Multiple applications can show up on your credit report, so spacing them out and being selective about when you apply matters. Nicole also explains why closing cards you no longer need can be an important part of managing your overall credit profile, especially if you’re regularly chasing sign-up bonuses. There’s no magic number that suits everyone, so always consider your own circumstances before applying for credit. To see the full discussion, watch or listen to the latest episode of the Point Hacks Podcast. Link in bio.
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