@downtoinvestMallory | Personal Finance

💲Helping you create more freedom with money 📈 CFP® | 10 years in finance 💡 Left my 9–5 through investing 📩downtoinvest@iamsocial.la

card updated Oct 18, 2026 · 19 clips parsed · following 48 · 364,800 likes total

Open on TikTok ↗

Engagement5.27%normal range

Account summary

@downtoinvest has 58,500 followers and 279 videos. Across the 19 parsed clips the average is 8,154 views and 361 likes. Engagement to views is 5.27%, which is normal range for TikTok. On the newer half of the feed the response is holding steady (−0.2 pp). Posts roughly 0.4 times a week. An average clip reaches 14% of the follower count.

Followers

58.5K

+600 in period

Engagement

5.27%

−0.2 pp newer half

Average views

8.2K

median 6.8K

Likes per clip

361

24 comments avg

Shares / saves

45 / 129

1.58% of viewers save

Posting rate

0.4 / wk

reach 14% of followers

Latest clips

19 collected

The biggest risk early in retirement usually isn't the market dropping — @downtoinvest

1.9K1:00The biggest risk early in retirement usually isn't the market dropping. It's having to sell when it does. The age rul14261653

unnecessary spending? this is my recent hack for talking myself out of — @downtoinvest

2.1K0:45unnecessary spending? this is my recent hack for talking myself out of buying things (*cough* the new foldable iPhone) I9751411

A SEPP locks in one IRA, not all your savings. Split your IRA first an — @downtoinvest

2.7K1:16A SEPP locks in one IRA, not all your savings. Split your IRA first and run the SEPP on only what you need, so the rest 13071037

Two coworkers born the same year both quit at 54. One can tap their 40 — @downtoinvest

5K1:07Two coworkers born the same year both quit at 54. One can tap their 401(k) penalty-free right away. The other has to wai279142598

The 0% capital gains bracket is one of the most underused tools in ear — @downtoinvest

7.4K1:24The 0% capital gains bracket is one of the most underused tools in early retirement. "Taxable income" is what's left 3411228143

Spending $95,000 a year in retirement doesn't mean you have to report — @downtoinvest

16.3K1:24Spending $95,000 a year in retirement doesn't mean you have to report $95,000 of income. It all depends on where the 69823115441

Health insurance is one of the big things that stops people from retir — @downtoinvest

13.7K1:46Health insurance is one of the big things that stops people from retiring when they want. Make sure you know your option4923038200

Most retirement planning starts with one question: "how much do I need — @downtoinvest

2.3K1:29Most retirement planning starts with one question: "how much do I need to save?" But that number isn't fixed. It's a 10201812

A late start investing 🚫 failure Starting earlier is powerful. But “st — @downtoinvest

3.5K1:11A late start investing 🚫 failure Starting earlier is powerful. But “start as young as possible” sometimes gets turned137321222

3 things financial advisors wont tell you...(from a financial advisor) — @downtoinvest

10.4K1:303 things financial advisors wont tell you...(from a financial advisor) 1. They are getting paid bank on selling you insu224371958

Brokerage account basics (investments pt 2) lesson 4 How to evaluate y — @downtoinvest

3K1:16Brokerage account basics (investments pt 2) lesson 4 How to evaluate your own investment picks for your brokerage acc20641655

Brokerage account basics (investments) lesson 3 When I invest in my br — @downtoinvest

19.1K1:07Brokerage account basics (investments) lesson 3 When I invest in my brokerage account I am looking for higher growth 9794741552

Brokerage account basics (Taxes) Lesson 2 Don't let the taxes scare yo — @downtoinvest

8K1:28Brokerage account basics (Taxes) Lesson 2 Don't let the taxes scare you away from investing in a brokerage account. Th4344231156

Brokerage account (account) types...lesson 1 Brokerage accounts (aka n — @downtoinvest

11.9K2:06Brokerage account (account) types...lesson 1 Brokerage accounts (aka non-retirement accounts) *ppl use these terms i8664051335

1. Suppose you had $100 in a savings account and the interest rate was — @downtoinvest

2.3K1:271. Suppose you had $100 in a savings account and the interest rate was 2%per year. After 5 years, how much do you think 178363215

1. compound growth - what is what you are investing now going to be wo — @downtoinvest

1.6K0:491. compound growth - what is what you are investing now going to be worth later? 2. real return - are you actually gett124133838

Non-Traditional Retirement ➡️ career breaks, reinventions, taking a ch — @downtoinvest

6.8K1:27Non-Traditional Retirement ➡️ career breaks, reinventions, taking a chance on yourself, transitioning to part time, reti281133726

thank you for following my journey — @downtoinvest

12.2Kthank you for following my journey 3371613377

Financial education should be accessible 👩🏻‍💻 I quit my job to try to — @downtoinvest

24.7K1:51Financial education should be accessible 👩🏻‍💻 I quit my job to try to help make that happen with an added bonus of being81575172126

Engagement per clip

19 parsed clips · newest on the right · click a bar to open the clip peak: 11.2% ER

Nov 15Sep 16Oct 26

Date	Views	Likes	Comments	Shares	Saves	ER
Oct 26, 2026	1,923	142	6	16	53	8.53%
Oct 19, 2026	2,125	97	5	14	11	5.46%
Oct 18, 2026	2,695	130	7	10	37	5.45%
Oct 12, 2026	4,991	279	14	25	98	6.37%
Oct 11, 2026	7,365	341	12	28	143	5.17%
Oct 7, 2026	16,300	698	23	115	441	5.13%
Oct 6, 2026	13,700	492	30	38	200	4.09%
Oct 5, 2026	2,323	102	0	18	12	5.17%
Sep 19, 2026	3,511	137	32	12	22	5.16%
Sep 16, 2026	10,400	224	37	19	58	2.69%
Sep 8, 2026	3,024	206	4	16	55	7.47%
Sep 7, 2026	19,100	979	47	41	552	5.59%
Sep 4, 2026	8,045	434	42	31	156	6.30%
Sep 2, 2026	11,900	866	40	51	335	8.04%
Aug 29, 2026	2,307	178	36	32	15	10.66%
Aug 25, 2026	1,568	124	13	38	38	11.16%
Aug 16, 2026	6,757	281	13	37	26	4.90%
Jan 11, 2026	12,200	337	16	133	77	3.98%
Nov 15, 2025	24,700	815	75	172	126	4.30%